Home insurance for students

Even if you live small and don’t own that much, things can still get expensive if something happens. And let’s be honest — most students are on a budget. That’s why you need home insurance just like everyone else.

You take out the insurance for the address where you live while studying, and you pay based on your living space.

Your belongings — like your phone, laptop, and bike — are covered by the basic insurance.
If you want extra protection (like “accident cover” / all-risk), you can choose the Home Insurance Extra option.

What does a home insurance for students cost?

There are no restrictions on how you live, how much you study, or how old you are.
The price depends on:

• Where your home is located
• The size of your apartment or room
• How many people are covered
• How comprehensive coverage you choose

Your belongings are covered up to SEK 1.5 million — this doesn’t affect the price.
Everyone’s different, so you choose what you want to be covered for.

Your home insurance covers things you own, rent, or borrow. Even items borrowed from school are included.

Here are some situations where it helps:

• If something gets stolen — both at home and when you’re out.
• If there’s a fire (yours or your neighbour’s) — you’ll get compensation and help finding temporary housing.
• If there’s water damage or a break-in — you’re covered.
• If you accidentally damage someone else’s property
  (for example, hitting a car with your bike) — we help figure out if you're liable and cover the costs if you are.
• When you travel — you’re covered for 45 days
  If you get sick or injured abroad, you’ll get help and compensation.