Car Insurance

Third party insurance is required by law and provides cover for the liability against injuries to other drivers, passengers and other people outside the car. It also covers you for damage caused to other people's property.

Tow to a garage if the car is involved in a road accident, theft or other breakdown. Cost of transporting the driver, passengers and private luggage back to the home address.

Provides cover for theft of your car and for damage to your car following attempted theft or if your car is broken into as well as crisis therapy as a direct consequence of robbery of vehicle or vehicle key.

The insurance also covers equipment and accessories that are normally found in cars.

Provides cover for damage to the car caused by fire, explosion or damage to electrical cables by short-circuiting.

Pays for repairs to or replacement of broken or damaged windscreen or windows in the car.

We cover costs for certain disputes involving your car ownership

For a car that is less than 8 years old and has driven fewer than 100,000 km, sudden faults that affect the car’s functionality are covered – for example issues with the engine, electronics, gearbox, and power transmission.

For the Comprehensive Car Insurance (“Stor bilförsäkring”), breakdown coverage applies to a car that is less than 10 years old and has driven fewer than 150,000 km.

Car damage insurance covers the cost of damage to your car if you crash or if your car is vandalised. It also covers the cost of damage caused by other external incidents, such as a tree being blown down onto the car. The level of excess you choose will have an effect on the cost of your car insurance.

You can choose the following excess amounts: SEK 3,500, 5,000 or 7, 000

Provides additional cover, in addition to that provided by the Third party insurance, for personal injury that leads to medical disability or death. It covers costs up to SEK 600,000 in proportion to the degree of invalidity and the age of the injured person. In the event of death, SEK 50,000 will be paid to the estate of the insured person.

It also covers the cost of crisis therapy, for a maximum of ten sessions, provided by a licensed psychologist in Sweden, for an insured person who has been involved in a road accident.

This pays up to SEK 60,000 for sudden damage to the car's cabin or boot space, which are not normally covered by standard Fully comprehensive insurance.

It also pays up to SEK 10,000 for new car keys (for one claim a year) in the event of loss or damaged by sudden and unforeseen event, including the cost of deleting the codes of the stolen/lost keys and reprogramming new keys.

You get a new car if your car is stolen or totally damaged. Applies to cars that are no more than 2 years old and have been driven less than 40,000 km.